How Overtime and Allowances May Affect Your Borrowing Capacity

How Overtime and Allowances May Affect Your Borrowing Capacityby: Ali HamidPublished on: 20/07/2026

Learn how lenders assess overtime, shift pay, and allowances when calculating borrowing capacity. Discover what may count as income and how it can affect your home loan options.

Home Loans
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How Overtime and Allowances May Affect Your Borrowing Capacity

The Home Loan Myth That Stops Business Owners From Investing

The Home Loan Myth That Stops Business Owners From Investingby: Ali HamidPublished on: 13/07/2026

Learn how Adelaide business owners may qualify for a home loan using BAS statements, accountant declarations or bank statements when traditional tax returns do not fully reflect their financial position.

Business Owners
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The Home Loan Myth That Stops Business Owners From Investing